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Loan Pool - Fund;  Another Way to Loan Your Money

Other than private loans to lenders, Omega Capital Management, Inc. offers our loan pool fund.

Pooling of funds is like a mutual fund of loans.  All of the loans made by Omega Capital Funds, LLC (called the fund or pool-fund) are owned by the members.  The members receive the net income earned by the fund each month.  The net income is after expenses are paid.

The safety for the fund is in the type of security and number of paying loans.  It is in the manager’s ability to manage the fund.  The Fund is a legal entity which owns the assets as a limited liability company.  As a member you do not have a liability.

Let’s talk about a private lender loaning their own money to a borrower. If, let’s say, you are a beneficiary (lender) of your own a loan in which you loaned your money to a borrower and that borrower did not pay you for a monthly payment.  You would not receive any income for that month for that loan.   Let’s say this happens more often with your own investment dollars.  Every time you normally loaned out your money to that borrower who doesn’t pay you then you don’t receive this income.  Let’s say you have five (5) loans that don’t pay you all in the same month.  You won’t receive any income for those five (5) loan payments for that month.

Let’s tell you how this works with Omega Capital Funds, LLC (called the fund or pool-fund).

Let’s say, your dollars are in the pool-fund.  The pool-fund makes the loan. That same borrower doesn’t pay his monthly payment to the pool-fund.  Let’s say the borrower doesn’t pay for one (1) month.  You will still receive a monthly check each month from us as if that borrower made their monthly payment.  If after one month (30 days) the pool-fund doesn’t receive a payment then this portion isn’t include in your monthly check; however you will still be paid your portion from all the other loans in the pool-fund.  Basically this is how a pool-fund operates.

         

Benefits of the Pool-Fund

Pooling of funds have benefits that exceed the private dollars any lender can ever hope for. These benefits to members are:

  • Steady yields to you with assets secured by Trust Deeds
  • Yield is the same regardless of amount of investment
  • Monthly distribution of income or reinvestment of money
  • You receive all profits and losses less a management fee
  • Management team is knowledgeable, professional and accessible
  • Independent audit completed every year by a CPA
  • Annual K-1 and monthly statements provided to you
  • Acceptable for self directed IRA’s and private trusts
  • Loan diversification secured by recorded Deeds of Trust
  • Pool-fund loans owned have insurance for title and property
  • Regulated and licensed by California Department of Corporations

Consider This:

  • No more loan collection problems for you to worry about.
  • No more money advances by you to a senior first loan.
  • No more money payments by you for property taxes or insurance.
  • No more money payments by you for attorney’s.
  • No more money payments to take care of the property.
  • No more stress to your life and family

Simply said, NO MORE.  You receive your monthly disbursement check every month.  Bank it and relax.  We do the rest.  The fund is an equal opportunity lender.
  


California Department of Real Estate     Real Estate Broker License #01818032